Your Pennsylvania Insurance Agency
Offering support with Medicare Plans, Annuities, and Life Insurance.
Individuals with hearing or speech disabilities may contact us by dialing 711 to reach Telecommunications Relay Services (TRS).
Mon – Fri: 8:30 am – 4:30 pm
Sat – Sun: Closed
LONG-TERM CARE
Long Term Care is the type of care received either at home or in a facility, when someone needs assistance with activities of daily living, such as bathing and dressing due to an accident, an illness or advancing age. Rising life expectancy means that the potential need for “long-term care” grows with every passing year of your life.
The likelihood is that you or a member of your family will need long-term assistance due to a prolonged illness, a disability, or general deterioration of your health and ability to perform routine daily activities.
Most long-term care expenses are not covered by Social Security or Medicare, Medicare Supplement (“Medigap”), or private health insurance. Medicaid pays for nearly half of all nursing home care, but you must meet federal poverty guidelines and may have to “spend down” most of your assets on health care.
License #515368
We do not offer every plan available in your area. Currently we represent 7 organizations which offer 91 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. Insurance Services of Zelienople represents Medicare Advantage [HMO, PPO and PFFS] organizations and stand alone PDP prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. Enrollment in a plan may be limited to certain times of the year unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period.
PLEASE NOTE: Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. The purpose of this communication is the solicitation of insurance. Contact will be made by a licensed insurance agent/producer or insurance company.
Not affiliated with the U. S. government or federal Medicare program. This website is designed to provide general information on Insurance products, including Annuities. It is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Insurance Services of Zelienople, its affiliated companies, and their licensed sales agents and employees do not give legal or tax advice. Encourage your clients to consult their tax advisor or attorney.